March 13th, 2009 at 12:59pm
Under Identity-Theft
6 Simple Ways to Stay Safe!
Today’s internet provides many fantastic opportunities that we never thought possible. But at the same time, it opens up the door to internet scam artists and identity thieves. Millions of people worldwide fall victim to identity theft each year. A number that is truely staggering when you think about how many lives that this has impacted and the amount of money that was stolen.
But, the reason I looked further into this was because I was fearful of identity theft (a friend of mine had it happen to him!) and had a few different sources of private information that I specifically wanted to keep secure. They include: Investments, Banking information and statements, Business documents, Credit Card Numbers, and Internet Site History. In addition, there are ways to reduce the chances of identity theft for records and document that are not stored on your computer, which is another way in which your identity may be compromised. They include:
1. Shredding unwanted documents that contain personal information. A shredder is your best friend!
2. Do not leave your mail out for an extended period of time. Have a neighbor or friend pick it up if you will be gone for an extended amount of time.
3. Review and monitor your consumer credit reports regularly and question anything that you don’t understand or looks suspect.
4. Never carry your social insurance card or your birth certificate.
5. Check your financial statements and ensure all charges made are yours. Often times this goes overlooked but can really be the first indicator of identity theft.
6. Keep your ATM and Debit Card receipts. Don’t throw them in a public trash can or on the ground!
Having to go through the identity theft process of clean-up is not something that anyone should have to endure. It is nothing but a pain, and your credit doesn’t ever get completely fixed. Trust me when I tell you to protect yourself! Don’t be one of the millions each year that have their identity stolen. Take a step in the right direction for you and your family’s safety.
Identity theft is real, no doubt! If you value your families internet safety, it should be taken seriously. Don’t become one of the millions of victims in the U.S. If you’re interested in a free computer scan for your identity protection, click here: http://needthe411.blogspot.com/2006/10/5-things-to-protect-from-counterfeit.html Thanks for looking, and be safe!
Author: Eric Doornkaat
Keywords: Identity, theft, protection, program, tips, free, scan
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By admin
March 13th, 2009 at 12:59pm
Under Identity-Theft
Data mining, aggregating, cross-referencing databases call it what you will, there is a tremendous amount of available information concerning each of us floating in cyberspace, ripe for the picking. There are people and companies collecting it, constantly, consistently. Learn, that despite our best efforts to protect our privacy, to cover our nakedness, there is virtually very little that can be effectively done to stop or even slow this practice. This is perfectly legal and most companies have no malicious intent. This information is collected for marketing purposes. Where this practice becomes dangerous is when our precious and private information falls into criminal hands.
I recently read an article concerning marketing relationships between products and people. Jason Kolb had written Google Knows Me Better Than I Know Myself. He discusses the implications of this type of search data being acquired by politicians and any other group imaginable. Many companies, and likely, politicians as well, use data-mining tools to extract relationships and marketing potential out of seemingly unrelated data. They cross-reference information and data from a wide variety of sources, gathering whatever type of information or patterns that they are looking for at the time. This practice is quite commonplace.
In the real world, there are data brokers or aggregators such as ChoicePoint and Acxiom. These data brokers collect information from public records, criminal databases, medical records, motor vehicle records, credit information and other sources, repackaging it into raw data and reports that they sell to many businesses as well as local, state, and federal government agencies. While this data collection and research can be beneficial in criminal investigations and insurance related situations, it can also be disastrous if this sensitive data fell into the wrong hands They and others have been in the news lately because of data losses and security breaches fueling escalating fears of widespread incidents of identity theft.
We think we are secure and private, but try as we may, to the contrary, we are quite transparent… naked to the world. Aggregators collect data from pharmacies, medical facilities, credit card companies, schools, libraries and countless other sources of information. They can paint an accurate and disturbingly alarming portrait of each of us in real time. A marketer can decipher and assemble data so accurately that they know, for instance, who your doctor is, what medical specialty they are experienced in, what you are seeing the physician for, what medications you take for it, where you buy your prescriptions and even the time of day that you prefer to do so. They know how much money you spend at the grocery store each week as well as the brand names of the items that you regularly buy. They know if you prefer sugar-free, unsalted or caffeine-free snacks.
They examine your credit card and bank statements. They know what make of car you drive, where and how often its serviced, where you buy gasoline and how often you refuel. They collect data on each and every purchase you make, where and when you make it, and learn your purchasing habits and cycles so that they have a good idea when you will be ready to purchase again. The financial information in your credit file is minute when compared with this additional data that is constantly being compiled about you. Oh, by the way, they have all your credit information as well.
When you couple this information with the now-seemingly mild data collected by MySpace, Google and other online aggregators, marketers can purchase any relevant data concerning you that meets their needs, cross-analyze it and study patterns to extract the information that they want. In this manner, they do indeed know you quite well.
Scared? You should be. There are few secrets anymore. We live transparent lives and are more vulnerable than ever.
Daniel Sitter, author of both the popular e-book, Learning For Profit, and the highly anticipated book, Superior Selling Skills, has extensive experience in sales, training, marketing and personal development over a successful 25 year career. http://www.learningforprofit.com/ Read his blog http://www.idea-sellers.com/
Author: Daniel Sitter
Keywords: aggregators,data mining,credit file,sales,identity theft,security
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By admin
March 13th, 2009 at 12:59pm
Under Identity-Theft
Do you know how to protect yourself from online ? Identity is America’s fastest growing white collar crime of the 21st Century and affects millions of people each year.
There’s no surefire way to protect yourself from online , but there are steps you can take to minimize the risk of becoming a victim.
Identity is not a problem until it happens to you and any victim can tell you it is no laughing matter. Some people believe that will never happen to them. But if you don’t take steps to protect your personal information when you go online, you could be telling your own story of .
So what are the best ways to prevent ? While you probably can’t prevent entirely, you can minimize your risk.
The more you understand how a criminal steals an , the better chance you have to protect yourself from online . While nothing is ever foolproof, here are a few things that you can do to protect yourself from online .
Don’t use the same password on all of your online accounts. A thief can financially wipe you out very quickly with a single password that works on every account you have.
Keep all of your passwords as confidential as possible. Banks or financial institutions never email you and ask you to log into your account and verify your password. This common online scam costs victims millions of dollars each year and you should be aware it so it doesn’t happen to you.
Another way to protect yourself from online is never store your passwords, Social Security number or account PIN numbers in your computer. If your computer picks up a spyware virus, a hacker has everything he needs to steal your as well as all of your money.
Ninety percent of all computers are infected with spyware. Most computer users have no idea why or how they got it but it makes your online security extremely vulnerable. Spyware protection software is very reasonably priced and is just as important as anti virus software.
Other ways to protect yourself from online include all transactions you make on the Internet. Before you make an online purchase with your credit card, make sure that the site has a secure and encrypted page. Secure pages begin with https instead of http, and a picture of a small gold lock is displayed in the lower right part of your screen.
To verify the name of the server that appears on the digital certificate, double click the gold lock icon, and check the name that appears next to Issued to. If the name appearing next to Issued to is different from the name of the site that you are giving your credit card number to, leave the site because it is not secure.
Currently more than 1000 law enforcement agencies have direct online access to almost 700 000 complaints. Identity is quickly becoming the Internets worst security nightmare.
Hopefully these few tips will stop you from becoming another victim of this horrible crime. If you want to protect yourself from online , your best defense is prevention.
Spyware-Information.com offers you spyware removal, free spyware cleaners, downloads, anti spam software, valuable tips and regularly updated spyware and articles.
Author: Gary Gresham
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By admin
March 13th, 2009 at 12:59pm
Under Identity-Theft
Unfortunately and fraud occur all too often. In case you need information on how to spot or fraud issues, how to avoid them and what to do if they happen to you, here are some handy resources. Some tips on surviving in the age of follow.
Federal Trade Commission (FTC)
Consumer Response Center
Federal Trade Commission
600 Pennsylvania, NW, H-130
Washington, DC 20580
Call: toll-free 1-877-FTC-HELP (382-4357)
http://www.ftc.gov/bcp/edu/microsites/id
FTC online fraud complaint form:
https://rn.ftc.gov/pls/dod/widtpubl$.startup?ZORGCODE=PU03
Federal Bureau of Investigation (FBI)
Federal Bureau of Investigation
J. Edgar Hoover Building
935 Pennsylvania Avenue, NW
Washington, D.C. 20535-0001
Call (202) 324-3000
http://www.fbi.gov
FBI online tips and leads form:
https://tips.fbi.gov
Federal Deposit Insurance Corporation (FDIC)
Call: toll-free 877-ASKFDIC (877-275-3342) or TDD: 800-925-4618
https://tips.fbi.gov
National Fraud Information Center
Call: 1-800-876-7060
http://www.fraud.org
Survival Tips
Email is a hot bed of and fraud activity. Regarding emails:
-Do not click on any links inside emails form financial institutions, even if you have accounts there. This includes Paypal, credit card accounts, checking and savings accounts, trading accounts and others. Instead of clicking links, go directly to the websites with domains you already have bookmarked for the sites. Even if the email says, Someone has been added to your Paypal account or something similar, do NOT click on any links in these emails. More often than not, they are fraudulent emails sent to trick you into clicking their links and supplying your account access information so that they may enter and rob you.
-Do not click on any links inside emails from eBay, either. Many different fraudulent eBay emails float around out there on any given day. Some say, I bought an item from you but havent received it or I want to buy your item but cant reach you etc. Most are like those above with Paypal and are attempts to get you to simply click on their false links so that they can capture your eBay account access information, steal your eBay and most often, sell merchandise in a fraudulent manner via your account. For example, they may sell top of the line computers in auctions using your identification. Yet after people pay, they will never receive anything for their money. And you will be left liable as the seller.
So keep up to date with the latest and fraud activities. Bookmark some of the reference sites above, and note any additional prevention and safety tips.
Bernard Pragides is an author and provides expert advice and tips regarding . Please visit his site www.IdentityProtek.com for more helpful information.
Author: Bernard Pragides
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By admin
March 13th, 2009 at 12:59pm
Under Identity-Theft
The Bad News: Identity is escalating at a torrid pace. It has become one of the countrys top problems. The bad guys are finding more ways to steal YOUR .
The Good News: You can take control of the situation, become both reactive and proactive guarding yourself against .
Identity Theft Is Spreading Faster Than The Worst Case Of The Flu!
First, lets understand just how bad has become in this country:
The Federal Trade Commission says that there is an underground market for credit card numbers, social security numbers and ID documents organized gangs or web mobs use and sell these documents for as little as $10 each. Some of these groups contain thousands of members. The amount of goods and services purchased with fraudulently obtained personal exceeded 52-billion dollars in 2004.
US Department of Justice states is affecting millions of households in the U.S. each year. The cost is estimated to be six-point-four billion per year. According to the FTC, an estimated 10 million adults become victims of each year.
The Department of Justice goes on to say that the most common misuse of was through credit cards, accounting for 50 percent of all . Next in line were banking and other types of accounts at 25 percent, personal information was 15 percent, and a combination of several types of was at 12 percent. The average loss for each was $1,290.00. Two-thirds of those surveyed said the cost them money despite credit card coverage.
A recent State of the Net survey by Consumer Reports which covered more than 2000 households with Internet Access projects that American consumers lost more than eight-billion dollars over the last two years to viruses, spyware and various scams. The report also shows consumers face a one-in-three chance of becoming a cyber victim about the same as last year. It goes on to say that consumers lost $630 million over the past two years to e-mail scams.
The average person today suffers through two or more incidents with their computer each year - the computer slows to a crawl, crashes altogether, viruses or spyware take over systems and more. Its getting worse as computers become more complex and as we do more with them.
So, Who Is At Risk For Identity Theft?
According to the Department of Justice there are three groups that are most at risk for : young adults 18 to 24, adults who earn $75,000 per year or more and households in urban and suburban area. Interesting to note that about five percent of adults who earn $75,000 or more a year are hit with .
The continued growth of online fraud and are putting an enormous strain on the existing infrastructure for the Internet as well as our social structure. For example, the banking community has been complacent about security upgrades required by the Federal Financial Institutions Examination Council. They report that every bank in the country has not complied with their guidelines set for now. In an article titled, U.S. Banks Complacent Toward Identity Theft Solution, by PR Web, the single largest national security threat is a terrorist attack on our banking system. An attack aimed simultaneously at millions of user names and passwords within banks would shut down our banking system. This would instantly shut down banks worldwide. Credit/debit cards, checks, calls to the bank, would not work for at least a matter of days causing tremendous hardship and a ripple effect from no gas to I simply have to take this baby food.
Consider for a moment some of the potential social effects from this problem. What if citizens developed a lack of confidence in our credit card and monetary system causing economic upheaval similar to what we saw in the Great Depression? I know this sounds radical, but what if you couldnt trust your to anyone anymore? What if you feared that your money, your was going to be stolen? Its not unthinkable that you would store your money under your mattress at home or in a safe in the closet rather than possibly losing it to . If millions of people lost faith in our monetary system and the ability to keep their safe and then took all of their money home where they believe it would be safe, what would happen then?
We generally cant control what happens outside of our personal environment, what happens at a bank, corporation or the government seems so far out of reach. There are, however, steps that we can take that will give us a better chance of protecting our personal information. The first step is identifying the threats and then taking steps to protect ourselves.
Below, I have identified nine threats and nine steps to protect our in todays society.
Nine Threats To Your Identity
Here are nine of the most popular ways for thieves to steal your . Some of these are personally preventable and others are out of our control:
1.Stolen Company Data. Your personal information is stored on computers at stores where you shop, at your insurance company, your accountant, and more. It almost seems like a common occurrence where a company is hacked into and their customers information is stolen. This happens so often now that the crimes are rarely reported and dont make the front page anymore.
2.Social Engineering. Identity Thieves are very clever. They will invent any way possible to fool you into giving your out. Its called social engineering because the thief uses common social situations to get the information they want. Like a seemingly innocent phone call supposedly from your credit card company asking for your personal information.
3.Dumpster Diving. Identity thieves get a lot of their victims information out of garbage cans and recycle bins from old credit card statements and other personal documents thrown out carelessly.
4.Mail Theft. Your mail can contain valuable information: bills, banking information, credit cards, investments and more. Personal mail can often be stolen right from a mailbox.
5.Financial Account Hijacking. Once a thief has your personal information they can take over your personal accounts. You might not know about their activity for months.
6.Credit Card Magnetic Strip Theft. These clever crooks have tools to steal information off the magnetic strips on your credit card.
7.Discarded Computers. Your old computer really can tell stories. Even though you erased your hard drive crooks have tools to reclaim your personal information and use it against you.
8.Spyware and Viruses on Computers. You may not be familiar with the term malware. Its a term that covers all of the hacker tools that can cause harm on your computer. These tools include spyware, keylogger tools, Trojan horses and more.
9.E-mail and Internet Scams. Cyber thieves are getting more and more creative using scams like Phishing, Pharming and fancy come-ons to entice you to give them your personal information.
There Are Four Ways You Can Approach Protecting Your Identity…
One way is to do nothing and hope that thieves dont harm you.
Second, you can be reactive. Reactive simply means that you are responding to all the material that comes your way. You are checking your credit card and bank statements to make sure nothing peculiar is on them. And if you do find something strange you contact your bank or credit card company immediately. Reactive also means that you are checking your credit report when you apply for credit or a loan.
Third, you can be proactive. A proactive approach is a more aggressive way of protecting yourself against the bad guys. You are constantly looking ahead and evaluating before giving out valuable information.
And fourth, combine reactive and proactive approaches. This is the best way to ensure you protection.
Nine Critical Steps To Proactively Protecting Your Identity…
Here are your Nine Proactive Steps To Identity Protection:
1.Begin to operate on an I have to know everything approach when you give out your personal information. Only give out your personal information to people you know and trust.
2.Protect your Social Security Number, credit card and other financial information. Do not give this information out over the phone unless you initiated the call or as we stated above are talking to a trusted individual from a trusted company.
3.Cancel all of your unused accounts including banking, credit card, licenses and permits.
4.At least once a year, if not more often, update and check your credit report and Social Security Earnings and Benefits Statement to make sure everything appears as it should.
5.Protect your mail. Make sure you have a secure locked mailbox to receive all of your mail. Always mail your payments and checks from a secure Post Office Box or from the Post Office. And, if you have a Post Office Box at the Post Office never discard your mail in a garbage can. Always bring your entire mail home.
6.Always crosscut shred all bank statements, credit card applications or information and important documents before discarding to recycle or the garbage. It is best to stir up the shredded documents to make it even harder for thieves to steal your information.
7.Purchase insurance. This will cover any losses incurred while recovering your lost once a crook has stolen it.
8.Invest in professional grade protection for your computer. The best protection available today comes from Managed Internet Security Service providers. The best security services include best-of-breed corporate grade security software for your computer, as well as unlimited service and support from trained security pros. Make sure it is the same kind of service that is used by major corporations around the world. Frankly, the over-the-counter and free security software programs available dont keep up with todays professional cyber thief. If those popular programs worked, why do we see the cyber-crime problem growing at a progressively faster pace?
A managed professional Internet security program should have the following technologies installed: A bi-directional or dual Firewall that prevents information from coming in or going out of your computer without your permission, anti-virus protection that is updated daily, and malware protection that is updated daily. Malware consists of spyware, adware, Trojan horses, keyloggers and more. It constantly changes so you will need a technology that keeps up with the professional hackers who want your . Your best bet is to find a professional security service that affordably manages all this for you.
9.Beware of e-mail scams like Phishing and Pharming. Phishing is an e-mail that looks like it came from a bank or business claiming you need to take care of a problem or your account will be closed down. It takes you to a page to fill out your personal information. Meanwhile, Pharming is redirecting your computer from a legitimate to a fake web site. For example, you may think that you are going to your banking site, but instead are redirected to a site that looks like your banks web site, but is hosted by an thief.
Identity continues to grow at a torrid pace. Millions of people in the United States will lose their to thieves in the coming year. Many of them will suffer for years trying to clean up the mess that was left behind.
The bad news is we cant control all of the threats we face each day. The good news is there are reactive and proactive steps we can take to protect ourselves against personal tragedy.
Warren is engaged in the cause of educating and protecting people who use the Internet about the threats they face and the inadequacy of the solutions they trust, and over a two-year period has become an expert on PC Security and a passionate advocate of Internet safety. Find out more his campaign for personal and Internet security go to his web site at http://www.completeinternetprotection.com.
Author: Warren Franklin
Keywords: Identity , idenity protection, protection, Internet security,
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By admin
March 13th, 2009 at 12:59pm
Under Identity-Theft
Are you a target for identity theft, or are you sure it will only happen to the other person? Have you already been victimized? When was the last time you checked your credit card and bank statements to see if there are any unauthorized transactions on them? Do you keep your receipts? I could go on with these types of questions, but if you are like most people, you will not know you are a victim of identity theft until it is too late. A recent study shows that nearly 85 percent of the people hit by this crime dont find out about it until well after the fact.
Just as troubling is a poll just released this passed August by The Gallup Organization and a commercial sponsor, which said about two-thirds of consumers who havent experienced identity theft say, it will never happen to them. This is alarming because identity theft is an equal opportunity crime. A person does not need to be wealthy to be a target. As a matter of fact it will strike regardless of your age, race or gender. The elderly and children are prime targets.
Typically, older people have more financial resources then the younger segments of our population; this makes the older people appealing targets. They have a higher credit line, greater home equity and are less likely to report the crime.
Even sadder is the identity theft of our children. Crimes of identity theft of children under the age of 18 have gone over the ten thousand mark this year already. Some experts fear this number is under-reported because victimized youngsters usually dont find out they have been a victim until they are young adults applying for their drivers license, college loan or a first credit card.
You cant entirely prevent identity theft, but when it happens you can minimize the damage through early detection. Sometimes the identity thieves will only charge little things to see if you noticed anything wrong; if you dont, then they can launch a full scale assault on your accounts. Also they may only take ten or fifteen dollars a month out of your account so you wont miss it. You may ask why so little amount of money? Think for a minute, if the identity thief had, oh lets say several hundred or even a thousand accounts that they only took ten dollars a month from, that comes to ten thousand dollars of free income a month.
The CurbVault is the most effective theft-proof mailboxes. Its 1/8-inch steel plating is nearly indestructible; guaranteeing that personal information inside won’t get into the wrong hands. The CurbVault is built in two layers. The first of these is smaller, and can be easily accessed by anyone: this is the outgoing mail slot. The second uses a drop box mechanism to let mail enter, but it makes unlawful retrieval of mail imposable. The only easy way to get the mail out of the CurbVault’s 3,200 sq. in. interior shaft is to use the special rear-lock door.
The CurbVault comes in a variety of colors and can be installed wherever one might put a regular mailbox. Its features are rain channels, mildew-resistant exterior and rust-resistant hinges. Installation is fast and easy; it doesn’t require a concrete base to be secure.
To learn more and to ORDER The CurbVault, contact Mail Theft Solutions, Inc., at 1-866-990-MAIL, or via the web site at: http://curbvault.blogspot.com/ and tell us what you think about the CurbVault.
Combatants of Identity Theft
Author: R Ross
Keywords: ID,identity theft,mailboxes,locking mailbox,mail theft,two door mailbox,locking mailboxes,mail
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March 13th, 2009 at 12:59pm
Under Identity-Theft
Identity occurs when somebody makes use of your personal information without your permission to commit fraud or other crimes. There are steps you can adopt to minimize the risk of falling victim to fraud.
Most importantly, you must report the fraud to your local police department. The other steps you need to take include contacting the Fraud Department of your creditors and bank accounts, reporting the fraud to the Federal Trade Commission, and reporting the fraud to the three major credit bureaus, Equifax, Experian, and TransUnion.
It is important to report the fraud to the three major credit bureaus because thieves often try to acquire the credit under your . While reporting to the credit bureaus about the fraud, ask each credit bureau to take a report and place a fraud alert on your credit report. Ask each credit bureau to send you a copy of your credit report which will help you to verify and find the extent of any kind of il or unlawful credit activity that may have happened using your . If you have a police report, complaint number or file number from the local law enforcement agency, you can provide that information to the three major credit bureaus. These reports will help them to examine any disputed accounts or other reports of fraud.
The three major credit bureaus provide many services that make the reporting of or related fraud easier. Now you need to contact and report only one of these three major credit bureaus and they will inform the others. Each credit bureau follows a consistent three-step procedure to post a security alert on the credit file, opt the victim out of the offers that are pre-approved for credit insurance and mail the victim a copy of his/her credit file.. If you have a police report then you can get immediate credit report correction or delete fraudulent data without reinvestigation process.
Credit Bureaus provides detailed information on Credit Bureaus, Letters to Credit Bureaus, Major Credit Bureaus, Credit Reporting Bureaus and more. Credit Bureaus is affiliated with Free Online Credit Reports.
Author: Kristy Annely
Keywords: Credit Bureaus, Letters to Credit Bureaus, Major Credit Bureaus, Credit Reporting Bureaus
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March 13th, 2009 at 12:59pm
Under Identity-Theft
As the internet technology has made shopping, banking and business transactions more convenient by taking it all online, so has it also taken fraud and thievery to a higher, more technologically-advanced level: .
What is ? Identity is the stealing of through the internet. But can be stolen, you ask. As long as you have Social Security number, bank account number, credit account number, health card number, your can be stolen.
The internet is already full of reports on . How is it done?
Identity is done by malicious individual entities or groups who may not even necessarily have a thorough know-how on the ins and outs of computer tapping and computer hacking. An unsuspecting individual may make a bank transaction online. As he needs verification with the other party he is conducting business with, he may have to give an Social Security number, or a health security number or credit card or credit account number. Identity thieves and criminals operate on stealth. They can easily gain access to the information you have divulged to the bank you are transacting with. With these information, they can use your , make credits in your account, deposit dirty money for laundering in your bank account, make purchases, buy homes, yachts, travel, drain your funds, and basically just do everything they want using your and your life.
Though it is important to understand that these banks, shops, credit companies have gone to extreme measures in protecting their clients valuable information and protecting their clients identities, these thieves are also coming up with methods and techniques in counteracting these protective measures as fast as your banks, hospitals and credit companies make them.
Due to the rampant occurrence of nowadays, especially with the global commercial interaction through the internet, is now considered a crime. Recent reports have also shown that has gone to a higher and larger scale level with thieves stealing not only individual identities of common, ordinary people. Identity thieves have now also penetrated company identities.
If these thieves have gained access to important identities from these large, powerful, protected company, imagine what these thieves can actually gain from your unprotected internet-exchanged information. Protect yourself by making sure no one is looking behind your shoulders when typing valuable personal information. Erase and delete all website history and visited web pages before logging off your computer so that no one can access what information you may have just encoded. Apply for monthly credit reports and immediately inform your credit company for any suspicious credit purchases you have not transacted. Read a lot of information, updates and news reports on and educate yourself on the manner by which these thieves operate. And although you cannot directly stop , you can make it a lot harder for these thieves and reduce the chances or possibilities of your being stolen by counteracting any new methods they might have on stealing identities.
When it comes to the vulnerability and susceptibility of your personal identification information in the internet, you can never be too careful in preventing s. Where is concerned, prevention is definitely better than cure, as the latter may just be a little too late.
JB Anthony is the webmaster of http://www..hottestniches.com For more information on preventing, avoiding and counteracting in online and bank transactions and other security measures, please visit the site http://www..hottestniches.com
Author: JB Anthony
Keywords: , thieves, s, internet , online
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March 13th, 2009 at 12:59pm
Under Identity-Theft
Identity theft has become one of the United State’s top crimes. It is estimated that on a yearly basis, this crime costs the government an alarming $1.3 Billion. Identity theft works so well because the swindlers are easily able to get all the information and documentation about their victim that they need.
Another very alarming fact is that theft of an identity can go completely unnoticed for many months prior to the realization that the crime has occurred.
In 2007, the United States will implement a new type of identification card. This card will have biometrical information on the individual. The information included could be in a few different physical characteristics.
The main characteristics that are surfacing right now are an individual’s fingerprint, vocal characteristics or a retina scan. Several experts have said this will not solve the problem of identity fraud.
Even when they do come out with this identification card, it will still be up to you to protect yourself from identity theft. The card will just make it harder for the criminals and easier for you.
Here are some tips that you can use to help protect yourself against identity fraud. This is not a guarantee, but will help you to guard yourself against this crime.
When going through your personal papers and documentation, you will need to guard your personal information carefully. This information would include any receipts, bills, and credit card or banking statements. These items should never just be thrown away.
They should always be disposed of properly by shredding or burning. It may be a good investment to purchase a shredder. Depending on the type you purchase, they can have multiple uses.
It can be used for destroying all documents that contain identifying information as well as floppy or compact discs. Many types of shredders can even shred your credit cards.
You should provide protection for your credit cards just as you do your cash. If you obtain a new card, sign it immediately upon receipt. If you need to destroy a card, you should mutilate it beyond recognition.
Make use of a shredder or sharp scissors for this task. If a credit card ever becomes lost or stolen, it is extremely important that you contact the card issuer right away.
By doing so, you will prevent your card from being used. You should also carefully watch your card when you are eating out or overseas. Sometimes a thief will take this information by jotting it down or making an impression of the card information.
Finally, you should very carefully look at all credit card and bank statements immediately upon receipt. If you notice any suspicious activity, call the proper authorities and they will begin to investigate.
You should also be aware of your mail, if any statement fails to arrive on time, call the company right away. Some thieves are able to route the statements to another address in an effort to keep you from finding out.
I wrote this article because I was a victim of credit fraud. I wanted to help others avoid this problem. To see more information on Identity Theft Protection and how to avoid being the next victim go to: www.discoverebooks.com/identitytheft.htm
Copyrighted 2006
Author: Tim B. Miller
Keywords: identity theft, identity protection theft,identity solution theft,commercial identity theft,fraud
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March 13th, 2009 at 12:59pm
Under Identity-Theft
This is certainly a sign of the times. In recent times not only do we have the usual suspects of well being, life, pet, travel, and automobile insurance, but now our society finds a need to provide identity theft insurance coverage as well. The numbers speak volumes, as lots of costs are associated with identity theft not to mention the untold stories of ruined lives, and broken reputations.
There are some monitoring offerings that for a fee will allow you to keep tabs of your credit accounts including other personalized files continually. Some value-added offerings may incorporate tracking systems to find out the activities of identity-thieves along with their theft activities if you turn out to be victimized by identity theft.
Nobody really is surely protected from identity-theft online as both educated and normal civilians are becoming victimized by increasingly sophisticated attacks on one’s privacy. Identity theft insurance by and large costs a nominal amount monthly and may help put a stop to insane losses should the case arise where your identity is stolen.
It’s really unfortunate that trying to inhibit identity theft has become almost a full time job. With some many new developments, and sneakier tactics and strategies employed by individuals to compromise other people’s personal info online, it’s 100 percent a brave new world that we are facing. To start, definitely try to exercise safer browsing, and avoid downloading programs that are not digitally signed or that seem suspect.
Don’t follow any links in your emails, if the email doesn’t come from a trusted source or third party. When using public pc terminals, try to avoid using your credit card data and also entering any intimate info such as your password and username. Just keep your eye opened and you should be much better off. Remember those who like to steal other people’s info are seeking simpler victims. Don’t let yourself be an easy target. Identity theft insurance can serve as a plan B if all else fails for you and the worst scenario happens.
Email identity theft along with further vital identity theft information are to be had at http://www.haltidentitytheft.com/email-identity-theft/ Check for specials right now!
Author: Henry Ingram
Keywords: identity theft insurance,credit card identity theft,computer identity theft,identity theft shield, i
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